You’ve got a butler.  The fine dining’s covered. Sarah Loughlin explores the extra charges that can still crop up on an all-inclusive luxury cruise.

What do you give the cruiser who already has everything? That’s the dilemma of luxury cruise lines chasing a well-heeled client who just expects a butler, champagne on ice and a restaurant run by a celebrity chef.

All-inclusive has become the latest catchcry. But all-inclusive fares may still end up costing you more than you think.

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